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Centre de clarification
How can we help you?
Quick answers about Mon Djangui, interest, security and mobile money.
General
What is Win-Her Finance?
Win-Her Finance is a mission-driven financial inclusion organisation that empowers women, entrepreneurs and communities through savings, financial education and business support.
Who can join?
Mon Djangui is open to anyone with an eligible MTN or Orange mobile line in Cameroon. Our programmes focus especially on women and women-led businesses.
Is the service bilingual?
Yes. Our website, USSD menus and workshops are available in English and French.
Mon Djangui
How is interest calculated?
Interest uses simple interest, calculated daily on your cleared savings and paid to your interest balance every Sunday.
Is there a fee to open a plan?
No. Creating a plan is free and no internal account fees are charged. Standard mobile-network charges may apply.
Can I have more than one plan?
Yes — you can hold multiple active plans (3, 6, 9 or 12 months) at the same time.
Can I change my plan duration?
Once selected, a plan’s duration is fixed for the contract period. You can open a new plan with a different duration at any time.
Security & rules
What happens if I lose my phone?
Your account is secured by your SIM and PIN, and your savings stay safe in your locked balance. Contact your network and our support team straight away.
What are the penalties for early withdrawal?
Early withdrawal is allowed, but all interest already paid is deducted from your capital payout and the plan is permanently closed.
Mobile money
Which mobile networks are supported?
MTN Mobile Money and Orange Money in Cameroon.
How do I withdraw my Sunday interest?
Dial the Mon Djangui code, choose “Withdraw interest” and select your MTN or Orange wallet.
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